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Business Update Re: COVID-19 3/13/2020

Over the past few weeks, markets have experienced historic volatility. You should know that our investment process has responded appropriately by raising cash and taking defensive positions. As markets continue to digest slowing global growth and the potential negative economic impacts of COVID-19, we are confident that the process and management team will continue to respond to emerging risks and opportunities.

We will continue to keep you updated regarding our asset allocation across products. Additionally, you can see the rest of this website to view latest thoughts from our team of experts. You can also find more information about our process and products on wbiinvestments.com. This is a great time to ensure that clients are allocated to the appropriate strategy based on their loss tolerance, so they are well positioned to protect capital now and take advantage of outstanding investment opportunities in the future when markets begin to recover. To quickly evaluate client tolerance for loss and calculate an accurate required rate of return, visit investwithcy.com and sign up for free today.

From a business continuity perspective, we have comprehensive plans in place to ensure our employees remain safe and our business runs without disruption. Our team is prepared and stands ready to help you through this challenging time.

We know that markets go through tough stretches. Our investment process and team have shined during these difficult periods. We look forward to trying to tame this bear market, so we are well positioned to run with bull when it returns. Thank you for your continued trust and confidence in us.

Sincerely,

Don Schreiber, Jr. – Co-CEO

Matt Schreiber – Co-CEO

Steven Van Solkema – President & Chief Investment Officer

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Unless otherwise indicated all performance is sourced from Bloomberg.

Disclosure

The views presented are those of the authors and webinar or podcast hosts/participants, and should not be construed as investment advice. The authors, podcast participants, webinar hosts, or clients of WBI Investments, LLC (WBI) may own stock discussed in these insights. WBl is an investment adviser in New Jersey. WBl is registered with the Securities and Exchange Commission (SEC). Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission. WBl only transacts business in states in which it is properly registered or is excluded or exempted from registration. A copy of WBI's current written disclosure brochure filed with the SEC which discusses among other things, WBI's business practices, services and fees, is available through the SEC's website at: www.adviserinfo.sec.gov. This site contains links to third-party websites. WBl does not endorse, approve, certify, or control these websites and does not assume responsibility for the accuracy, completeness, or timeliness of the information located there. Your access to and use of such websites is governed by the terms of use and privacy policies of those sites, and shall be at your own risk. WBI disclaims responsibility for the privacy policies and customer information practices of third-party internet websites.

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